Small businesses make up 46% of the US private sector output, and historically represent 61.5% of new job creation. Mercantile is building new credit card products that are specifically designed for these businesses. We start by establishing a deep understanding of our customers and deliver customized solutions that are truly unique. Our products are designed to put money back into the pockets of small businesses so they can focus on serving their customers.

We’re backed by some of the best investors in the world including First Round Capital, General Catalyst, SV Angel, 8VC, iNovia, Commerce Ventures, BoxGroup, Operator Partners, and more. We’re a lean team spread across North America, making an impact on the way small businesses can save.

ABOUT the role

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Format: Consulting mandate. Possibility of longer term employment.

You will:

• Work alongside Hatch Bank, CoreCard, Mastercard and Mercantile to map and determine paths for settlements (reconciliation between transactions, returns, interchange, etc).
• Create flowcharts clearly mapping the flow of funds between different bank accounts and parties.
• Implement the flow of funds structure with Mercantile's product and engineering team
• Run quality analysis and tests on the implemented flow of funds to confirm its proper functioning.
• Educate stakeholders (Mercantile, Hatch Bank, CoreCard and Mastercard) on the structural decisions and their implications.

ABOUT you

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• 5+ years experience in building credit card products
• Have been directly responsible for devising & implementing at least 2 previous flow of funds architectures
• Prior experience working with issuing banks & card networks